by Hursh Pratap Singh | Jan 23, 2026 | Insurance, Insurtech, Legal
The London insurance market today runs on electronic claims rails. At the heart of that network sits the Electronic Claims File (ECF2). Understanding how ECF2, CLASS, IMR and the London Market’s key bodies—Lloyd’s, the IUA and DXC—work together is...
by Hursh Pratap Singh | Nov 5, 2025 | Insurance, Legal
Key takeaway: The London reinsurance market combines a tradition of broker-centric placements with a shift toward digital innovations for greater speed, contract certainty, and efficiency. Introduction Lloyds of London building and central insurance area with digital...
by Hursh Pratap Singh | Oct 10, 2022 | Insurance, Legal
The business of insurance is conducted through principles that form the founding pillars and understanding these principles shall clarify a lot about the insurance process, terms and conditions, as these are the guiding rules. Utmost good faith – The risk is...
by Hursh Pratap Singh | May 8, 2022 | Legal, Risks
Key takeaway: The 3 pillars of insurance regulation of Solvency II regime. Introduction A regime is an orderly way to do things. The solvency II regime was brought to life by the directive 2009/138/EC of the European Parliament on the business of Insurance and...
by Hursh Pratap Singh | Apr 24, 2022 | Insurance, Legal
Key takeaway: Insurance contract essentials Insurance is a device to reduce risk and provide security. It divides an individual’s loss among a large number, spreading the loss through its mechanism. Insurance is a regulated industry and the regulatory bodies...
